About Us
Empowering Young India, BachpanSe.
At BachpanSe, we believe that financial confidence shouldn’t wait until adulthood. We’re building India’s first youth-focused financial platform to help individuals aged 10 to 25 save smarter, build credit early, and make confident money decisions — all backed by RBI-compliant systems and a future-ready approach. From a child’s first digital debit card to a young adult’s first credit line, we guide every step with real financial tools, personalized education, and strong parental safeguards. Our FD-backed credit card model, seamless transitions, and gamified learning aim to spark financial literacy — not just transactions. What Drives Us: Access: Financial services for every young Indian, not just the privileged few. Education: Tools that teach, not trap. Trust: Built with RBI-aligned compliance, biometric security, and Bank partnerships. Growth: Helping Gen Z and Gen Alpha build creditworthiness before stepping into the workforce.
The Core of Us
Mission
Mission
Mission
Our mission is to provide youth-friendly financial services and products that promote intelligent money management, savings culture, and wealth creation opportunities.
Vision
Mission
Mission
To create a generation of financially aware and empowered individuals who can make informed decisions and secure their financial well-being from an early age.
Values
Mission
Values
We uphold integrity, innovation, and inclusivity in all our endeavors, fostering a culture of responsible financial behavior and long-term wealth development.
PiggyCard (Ages 10–17)
Add-On Tools & Services
PiggyCard (Ages 10–17)
A Safe Start to Smart Money Habits
- What it is: A debit-like prepaid card built just for minors.
- What it does: Lets kids learn saving, budgeting, and digital payments with full parental controls.
- No Credit Risk: No overdrafts, no credit bureau reporting.
- Highlights:
- Instant video KYC with school ID + guardian Aadhaar
- Real-time SMS alerts for p
A Safe Start to Smart Money Habits
- What it is: A debit-like prepaid card built just for minors.
- What it does: Lets kids learn saving, budgeting, and digital payments with full parental controls.
- No Credit Risk: No overdrafts, no credit bureau reporting.
- Highlights:
- Instant video KYC with school ID + guardian Aadhaar
- Real-time SMS alerts for parents
- WhatsApp-enabled spending dashboard
Learning how to manage money starts early. PiggyCard makes it fun, safe, and easy.
ScoreUp Card (18+)
Add-On Tools & Services
PiggyCard (Ages 10–17)
India’s First FD-Backed Credit Card for Young Adults
- What it is: A credit card with a fixed deposit as collateral, perfect for building your credit score safely.
- Credit Limit: ₹5,000–₹50,000 based on your FD
- Reports to: CIBIL & Experian (great for building a credit history early!)
- Features:
- Auto-Upgrade: PiggyCard converts to ScoreUp automat
India’s First FD-Backed Credit Card for Young Adults
- What it is: A credit card with a fixed deposit as collateral, perfect for building your credit score safely.
- Credit Limit: ₹5,000–₹50,000 based on your FD
- Reports to: CIBIL & Experian (great for building a credit history early!)
- Features:
- Auto-Upgrade: PiggyCard converts to ScoreUp automatically at 18
- Dynamic Limits: Grows with your FD and repayment behavior
- Smart Security: Biometric OTP + RBI-grade tokenization
Start strong. ScoreUp helps you unlock credit without falling into debt traps.
Add-On Tools & Services
Add-On Tools & Services
Add-On Tools & Services
Credit Builder Subscriptions
- For users aged 22–25 looking to boost credit limits faster
- ₹199/month with tailored credit education and tools
FD Laddering (Smart Saving)
- Get 0.5% extra interest on long-term FDs (3 years)
- Ideal for ages 18–21 starting structured savings plans
Merchant Rewards & Cashback
- Earn up to 2% cashback when you spend at youth-focused partner brands